Health insurance should really be more like car insurance.

People buy car insurance for accidents, not for oil changes, tune-ups and tires.  In fact, if car insurance companies tried to sell policies which were five-times more expensive but paid for this routine maintenance, few would buy them.

This is a huge problem with our country's current health insurance dilemma.  We have an unnecessary third-party involved in routine transactions.

At WellnessMart we teach our clients how to save thousands of dollars by simply shifting their expectations of what insurance is and what it isn't.  With this philosophy, the money saved in premiums is used to pay for the services you actually use tax-free through a Health Savings Account.